EMI Calculator

Calculate monthly EMI, total interest, and repayment schedule for any loan.

EMI Calculator

Calculate monthly EMI, total interest, and full repayment schedule for any loan

₹5,00,000
8.5%
%
60 Months
months
Monthly EMI
₹0
per month
Total Interest
₹0
Total Payment
₹0
principal + interest
Principal 0%
Principal ₹0
Interest ₹0
Total Payable ₹0
Amortization Schedule
Month EMI Principal Interest Balance

Enter loan details and click Calculate

EMI Formula: EMI = P × r × (1+r)n / ((1+r)n - 1)  |  where P = Principal, r = Monthly rate (Annual rate / 12 / 100), n = Tenure in months. The amortization schedule shows how each payment is split between principal and interest over the loan period.

The EMI Calculator shows your monthly loan payment before you borrow. Enter the loan amount, interest rate, and term to see your equated monthly installment, the total interest, and the full repayment.

How to calculate EMI

  1. Enter the loan amount.
  2. Type the yearly interest rate.
  3. Set the loan period in months or years.
  4. View your EMI and total cost.

Why know your EMI first

Knowing the monthly payment helps you plan your budget before you sign. It shows whether a loan fits your income and how much interest you will pay over time. This makes it easier to pick the right loan amount and term.

Compare your options

Try different amounts, rates, and terms to see how each one changes the EMI. A longer term lowers the monthly payment but raises total interest. Use the calculator to find the balance that works for you.