SIP Calculator

Calculate SIP returns, maturity amount, and total wealth gained.

SIP Calculator

Calculate SIP returns, maturity amount, and total wealth gained on your investments

₹5,000
10%
%
12%
%
10 Years
years
Investment Frequency
Maturity Amount
₹0
Total Invested
₹0
your principal
Wealth Gained
₹0
Investment Breakdown
Invested
₹0
Returns
₹0
Year-wise Growth
Year Invested Returns Value

Enter investment details and click Calculate

SIP Formula: M = P × [((1 + r)n - 1) / r] × (1 + r)  |  where P = monthly investment, r = monthly rate (annual rate / 12 / 100), n = total months. Step-Up SIP increases your monthly contribution by the chosen percentage every year — a powerful way to match salary growth with savings growth.

The SIP Calculator estimates the returns on a systematic investment plan. Enter your monthly amount, the expected return rate, and the number of years to see how your savings could grow over time.

How to calculate SIP returns

  1. Enter your monthly investment amount.
  2. Type the expected yearly return rate.
  3. Set how many years you will invest.
  4. View the maturity value and total gain.

Why use a SIP calculator

Investing a fixed amount each month builds wealth slowly through the power of compounding. Seeing a clear estimate keeps you motivated and helps you set a realistic goal for the future.

Try different plans

Change the monthly amount or the time period to see how the final value shifts. Even a small monthly increase can make a big difference over many years. The estimate is a guide, since real returns will vary.