Inflation Calculator

Calculate purchasing power and the real effect of inflation over years.

Inflation Calculator

Calculate purchasing power, future costs, and real returns after inflation

%
Inflation Presets

Equivalent value in 2024
--
needed today for same buying power
Purchasing Power Today
--
in today's money, at original year
--
Cumulative Inflation
--
Purchasing Power Lost
--
Years Calculated
Purchasing Power Retained--
RetainedLost to inflation
Year-by-Year Value
YearEquivalent ValueCumul. InflationPower Retained
Note: India's average CPI inflation has been ~6% (2010-2024). Food inflation (~8%) and education/healthcare inflation (~10-12%) tend to be higher than the general index.
%
yrs

Future Cost
--
in 10 years
Price Increase
--
more than today
--
Cost in 5 Years
--
Cost in 10 Years
--
Cost in 20 Years
Future Cost Projection
Year-by-Year Future Cost
YearFuture CostIncrease (%)Extra Amount
Tip: This shows how much more you will need to spend on the same item in the future. Save and invest accordingly to maintain your standard of living.
yrs
%
%
Return Presets (Annual)

Nominal Value (Future)
--
at nominal rate
Real Value (Inflation-Adj.)
--
in today's purchasing power
--
Real Return Rate
--
Inflation Eats
--
Real Gain / Loss
Nominal vs. Real Value Growth
Fisher Equation: Real Return = ((1 + Nominal) / (1 + Inflation)) - 1. Rule of thumb: Real Return ≈ Nominal - Inflation. To truly grow wealth, your investments must beat inflation consistently.

The Inflation Calculator shows how the value of money changes over time. See what a past amount is worth today, or how rising prices reduce the buying power of your savings across the years.

How to calculate inflation

  1. Enter the amount of money.
  2. Set the start year and the end year.
  3. Add the inflation rate if needed.
  4. View the adjusted value.

Why inflation matters

Prices tend to rise over time, so the same amount buys less in the future. Understanding this helps you plan savings and goals in realistic terms, rather than just looking at the raw number.

Plan for the future

Use the calculator to see how inflation could affect your retirement target or long term savings. Knowing the real value of money helps you set goals that still mean something years from now.