Salary Calculator

Calculate take-home salary after income tax, PF, and deductions in India.

Salary Calculator

Calculate take-home salary after income tax, PF, and deductions in India (FY 2024-25)

Salary Details
%
%
PF & Benefits
Tax Regime (FY 2024-25)
Standard deduction ₹75,000. No tax up to ₹7.75L CTC. Tax slabs: 5% (3-7L), 10% (7-10L), 15% (10-12L), 20% (12-15L), 30% (15L+).

Enter your CTC and click Calculate

Note: This calculator is for FY 2024-25 (AY 2025-26). Results are indicative. Actual salary structure and tax may vary by employer and individual circumstances. PF wage ceiling is ₹15,000/month as per EPFO regulations. Gratuity is payable after 5 years of continuous service.

The Salary Calculator estimates your take home pay in India. Start from your gross salary, then subtract income tax, provident fund, and other deductions to see what actually reaches your bank account.

How to calculate take home salary

  1. Enter your gross salary.
  2. Add your deductions like PF and tax.
  3. Calculate.
  4. View your monthly and yearly take home pay.

Why know your net salary

The number on your offer letter is not the amount you take home. Deductions reduce it before payday. Seeing your true net pay helps you budget, plan rent and savings, and compare job offers fairly.

Plan your money

Once you know your monthly take home figure, you can set a budget that fits real life. Try different deduction amounts to see how investments and tax saving choices change the money in your hand.